Financial Information

The cost of your treatment will vary, depending on your individual needs and treatment plan. We will discuss payment options with you before we begin your dental treatment, so you can make the best choice for yourself.

  • Cash or Check – A bookkeeping courtesy discount of 5% will be given for payment in full by cash or check on the day of the treatment
  • Accepting most credit cards – Visa, Master Card, Discover and American Express
  • Care Credit Financing – Third party payment plan for those who qualify. Click Here for more information.
  • Payment Arrangements – In-office payment plan can be arranged if needed. Monthly Payments are required. Please ask us for more details.
  • Quality Dental Plan (QDP) – In-Office membership program. Please ask us for details. Click Here for more information.

Please see our “Patient Financial Responsibility” for details.

Insurance Information

Our office understands the value of insurance benefits to our patients. As a friendly reminder, your dental insurance policy is an agreement between you and your insurance company, and not an agreement between the insurance company and this dental office. As a courtesy, we will file your insurance claims for you. If you request, we will estimate your deductible and the portion that we feel will be covered by your insurance carrier. Please understand that any expected payment from your insurance is an estimate only and that you are responsible for any portion not covered by insurance. We will help you get the maximum benefits due.

We accept most dental insurance plans. The insurance companies that we are In-Network with include Delta Dental (e.g. AARP, MODA, etc.), Regence (e.g. Lifewise, Healthcare Management, BlueCross, BlueShield, etc.), and Premera, etc.. You are encouraged to call your insurance company to find out if our office (Eric S. Yao, DDS, PLLC) is In-Network or Out-of-Network with the company.

In-Network vs. Out-of-Network Providers

What is a Health Insurance Network?

A dental network is a group of dentists under contract with your dental insurance carrier. These dentists agree to provide dental care at a set fee. A dentist who contracts with your insurance company is said to be participating or In-Network.

What is In-Network Provider?

An In-Network provider refers to a dentist/health care provider that has a contract with your health insurance company to provide health care services to its plan members at a pre-negotiated rate. Because of this relationship, you pay a lower cost-sharing when you receive services from an In-Network doctor.

What is Out-of-Network?

The Out-of-Network provider refers to a dentist/health care provider who does not have a contract with your health insurance company. If you use an Out-of-Network provider, health care services could cost more since the provider doesn’t have a pre-negotiated rate with your insurance company. Or, depending on your health plan, the health care services may not be covered at all.

Why does In-Network vs. Out-of-Network Matter?

The coverage your plan offers for In-Network and Out-of-Network health care providers, and the network your provider is in, both impact how much you pay for care. Typically, you’ll pay more if you go to an Out-of-Network provider. Keep in mind that some health plans don’t have any coverage for non-emergency services received from an Out-of-Network provider. Be sure to check your benefits before picking a dentist or other health care providers.

Please let us know if you have any questions.

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